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While you could shop around yourself for 100 percent holiday home mortgages they can be hard to find - you will have to know who specialises in holiday home mortgages if you want to get the cheapest deals, otherwise you will spend a lot of time searc...... Read full article (Comments: 3)

There is quite a difference in the process of obtaining a commercial real estate mortgage versus obtaining a loan to buy or refinance residential property. In this article we will examine some of those differences and basic qualifying criteria. Read full article (Comments: 2)

There’s a lot of interest being shown in a totally new shared-equity mortgage, which will hopefully help a wide range of first time buyers to get into the property market. Shared equity is not new and schemes have been around for some years w...... Read full article (Comments: 3)

Even with recent rate cuts by the Fed, mortgage lenders are finding a tough market for home loans. The slow down in the housing market and growing concerns about recession have left many lenders scratching their heads over where to turn for new...... Read full article (Comments: 4)

Many of us dream of one owning a home. We work hard, do what we can to earn a good credit score, and save up our money for a down payment. When the time comes to buy a home, we hope to find the best interest rates and terms for our 1st mortgages. As ...... Read full article (Comments: 1)

If you are in the market for a new mortgage loan, taking the time to learn about mortgages will help you avoid overpaying for your loan. According to the Secretary of Housing and Urban Development, homeowners in the United States overpay sixteen bill...... Read full article (Comments: 5)

A Mortgage is a long-term loan for a large amount, commonly taken for a property or a house. It is a kind of home loan except that it is termed for longer. Mortgages are available through banks, private lenders, or property sellers. Unlike personal a...... Read full article (Comments: 3)

Few people can afford to plunk down the chunk of money to pay for a house or piece of property outright. For most of us, the way we are able to purchase a house is with a mortgage. A mortgage is simply an instrument whereby a person can purchase a ho...... Read full article (Comments: 1)

Discount mortgages are a type of mortgage product that have a variable interest rate which moves roughly in line with the lender's Standard Variable Rate (SVR). The discounted interest rates attached to discount mortgages are genuine and will n...... Read full article (Comments: 4)

The number of Interest only mortgages has increased in recent years. They provide an opportunity for people to take out a mortgage loan and pay the minimum mortgage repayments possible. However they have been criticised for increasing the total repay...... Read full article (Comments: 4)